We’re Here to Help
Have a question about health coverage? Our trained specialists are available by phone, chat, and in-person to help you understand your options, complete your application, and resolve any issues with your coverage.
Call Us
1-800-GOVCARE (1-800-468-2273)
TTY: 1-800-555-0199
Monday–Friday: 8 a.m. – 8 p.m. ET
Saturday: 9 a.m. – 5 p.m. ET
Help is available in over 150 languages.
Live Chat
Chat with a trained representative online. Get real-time answers about enrollment, eligibility, plan details, and account issues without picking up the phone.
Find Local Help
Connect with certified navigators, brokers, and community organizations in your area who can help you understand your options and enroll in person — all at no cost to you.
Frequently Asked Questions
When is the next Open Enrollment Period?
Open Enrollment for 2027 coverage is expected to begin November 1, 2026 and run through January 15, 2027. Sign up for email alerts to be notified when enrollment opens.
How do I know if I qualify for financial help?
When you fill out a Marketplace application, we’ll estimate your eligibility for premium tax credits and cost-sharing reductions based on your household size and income. Most people who apply qualify for some form of financial assistance.
Can I enroll outside of Open Enrollment?
Yes, if you experience a qualifying life event such as losing coverage, moving, getting married, or having a baby, you may qualify for a Special Enrollment Period that allows you to sign up for or change coverage. You can also apply for Medicaid or CHIP any time of year.