Common Topics


Browse by Topic

Find answers to the most frequently asked questions about health insurance, enrollment, costs, and coverage types. Select a topic below to learn more.

01

Costs & Savings

Understand premiums, deductibles, copays, and out-of-pocket maximums. Learn how tax credits and cost-sharing reductions can lower what you pay.

02

Plan Types Explained

HMO, PPO, EPO, POS — learn the differences between plan types so you can choose the network structure that works best for how you use healthcare.

03

Preventive Care

All Marketplace plans cover a set of preventive services at no cost to you, including screenings, vaccinations, and annual check-ups. Know what’s covered.

04

Prescription Drugs

Learn about formularies, drug tiers, and how to check whether your medications are covered by a plan before you enroll.

05

Mental Health Coverage

All Marketplace plans must cover mental health and substance use disorder services. Find out what’s included and how to access behavioral health providers.

06

Dental & Vision

Dental coverage for children is included in all plans. Adults can add standalone dental and vision plans during enrollment for comprehensive care.